In the first half of 2012, deposits over 1m RUR (large deposits) grew the most and rose by 8.8bn RUR, or 7.2%. Deposits ranging from 100,000 RUR to 400,000 RUR rose by 5.5bn RUR, or 7.7%. Deposits ranging from 400,000 RUR to 700,000 RUR went up by 5.4% in absolute terms, or by 9.9%. Those ranging from 700,000 RUR to 1m RUR increased by 3.3bn RUR, or 11.4%. The smallest deposits (under 100,000 RUR) shrank by 0.3bn RUR, or 0.7% in the first half of 2012, Deposit Insurance Agency State Corporation’s report states.

It should be noted that Sverdlovsk Region-based lending institutions provided 78.6% of the increase in all the deposits under 70,000 RUR in Ural Federal District. Tyumen Region, Chelyabinsk Region, and Kurgan Region-based banks were responsible for 14.9%, 6.4%, and 0.1%, respectively. Also, Kurgan Region was responsible for a 0.3% increase in all the deposits over 700,000 RUR in Ural Federal District. Sverdlovsk Region, Tyumen, and Chelyabinsk Region-based banks were responsible for 67.9%, 26.4%, and 5.5%, respectively.

The scale of Deposit Insurance Agency’s insurance liability for Ural Federal District-based banks remained the same in the first half of 2012 as a year earlier and came to 67.4% on July 1, 2012; in absolute terms, the insurance liability grew from 212.8bn RUR to 228.2bn RUR.