UrBC, Yekaterinburg, September 21, 2015. People living in Ural Federal District now owe their housing services suppliers 37.2bn RUR, 20% more than a year earlier. The increase might reach 30% by the end of the year, Sequoia Credit Consolidation reports.

Ural Federal District is responsible for 18% of the country’s residents’ overall housing debs and comes second in terms of the debt amount after Central Federal District. For one, the unpaid hot water and heating bills make up over 50% of the entire debt amount, the company says.

The rising debts have to do with the population’s shrinking incomes and rising unemployment, among other factors. The district’s unemployment rate came to 6.2% in 2014, which was 10.71% more than the country’s average. Things looked bleakest in Chelyabinsk Region (7%), Kurgan Region (6.6%), and Sverdlovsk Region (6.6%).

Sequoia Credit Consolidation’s analysts believe the amount of unpaid housing bills will keep rising in the foreseeable future. Given Russia’s current macroeconomic situation, debt amount might increase by 30% by the end of the year.