‘In case the time for your monthly loan payment falls on January1-10, 2009 (the official bank holiday recess), the deadline is put off until January 11, 2008. Also, if you really feel like paying early, the Ural Bank for Reconstruction and Development suggests that you should use one of the bank’s cash-in ATMs that will be operating during the first days of the year 2009. To do this, you have to find out what the payment sum is, then choose the Additional Services heading on the ATM display, press Loans, then Debt Under Credit. Likewise, you can make your payments in the bank’s offices on January 11, 2009,’ the spokesperson for the Ural Bank for Reconstruction and Development says.

As for the loan agreements made before August 13, 2007 that expire on January 1-10, 2009, the payment has to be made and the agreement has to be closed prior to December 31, 2008.