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Chelyabinsk Region Has 13th Largest Spending Limit on Credit Cards


22.02.2019
UrBC, Chelyabinsk, February 22, 2019. Chelyabinsk Region proved No.13 on the national lending market in terms of the average spending limit on credit cards; the rating involved top thirty Russian constituencies all in all. The limit in question amounted to RUB 42,898 on average in the second quarter of 2018 and RUB 48,015 in the last quarter of 2018 (+11.9%).

According to the National Credit History Bureau, Moscow-based credit card holders enjoyed the largest spending limits in the fourth quarter of 2018 (RUB 89,900); they were followed by the cardholders in Saint Petersburg (RUB 72,400) and Khabarovsk Territory (RUB 65,900). The spending limits were at their smallest in Altay Territory (RUB 38,800), Orenburg Region (RUB 39,800), and Saratov Region (RUB 39,900).

The spending limits increased most noticeably on the second quarter of 2018 in Irkutsk Region (+17%), Khabarovsk Territory (+15.5%), and the Republic of Tatarstan (+13.4%). Moscow was the only federal constituency where the spending limit actually declined (-5.3%).

In Russia on the whole, the average spending limit on credit cards went up from RUB 48,000 in the second quarter of 2018 to RUB 51,300 in the fourth quarter of 2018 (+6.9%). The limit figures tended to go down between June 2017 and June 2018, with a peak in the third quarter of 2017 (RUB 54,700 on average). The last time the limit increased to over RUB 50,000 was in the first quarter of 2018 (RUB 51,500).
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