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UBRD Issues RUR 1bn Worth of Mortgages


5.02.2018
UrBC, Yekaterinburg, February 5, 2018. The Ural Bank for Reconstruction & Development (UBRD) issued RUR 1bn worth of mortgages to its customers altogether, the bank’s press service reports.

The majority of mortgage loans (over 50%) got issued in Sverdlovsk Oblast (namely, in Yekaterinburg and Nizhniy Tagil), with Chelyabinsk and Ufa second and third most portage-proactive locations.

70% of mortgages were meant for buying existing homes; 20% were part of a debt refinancing program; 5% were meant for buying new homes; and 5% were meant for buying a place with the help of a government subsidy for multiple-children families. The average mortgage amount stands at RUR 1.6m, which corresponds to the market prices.

‘UBRD’s mortgage program includes five different house-buying schemes: existing homes, new homes, homes that get bought with the government subsidy as the down payment, debt refinancing options, and a loan with some real estate as collateral,’ the bank’s press service says.
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